Coastal Credit Union

CCU double withdrawal - not so good

Pluses

Mobile app somehow bypasses phone's ability to remember passwords, so you have to type it in manually -- which means you need to choose a simpler, less-secure password.
Setting up a shared account does not grant the other user online access; they have to set up their own account.
- They can waive the membership fee if they live in the same household, however.
Card management requires a separate app with its own login credentials.
- This app does not let you set PINs.
- When creating an account, if you don't meet the password criteria on first attempt, it will continue to display an error message even after you fix the problem.
- The password requirements are unnecessarily narrow:
  - 8-12 characters in length (why only 12?)
  - ≥ 1 uppercase
  - ≥ 1 lowercase
  - ≥ 1 number
  - ≥ 1 character from: !@$%^()_+~ (why no "?" or space?)