View source for 2011/02/28 letter to Zwicker

{{datecat|2011-02-28}}
[[category:letters/business]]
[[category:122 Pinecrest]]
[[category:Zwicker and Associates]]
[[category:debt]]
==About==
This was mailed on {{date|2011-02-28}} via USPS First Class. Link added for cross-reference; I did consider explaining about Josh, but decided that an initial letter should be as short and to-the-point as possible. An earlier draft of the letter mentioned that we were looking into refinancing the house to make a payoff even possible (because it certainly isn't right now), but I decided again that I shouldn't give them any extra information.

If anyone from Zwicker is reading this, hello and welcome to our little corner of the web! Please do feel free to [[contact]] us electronically. (Letters and phone calls are so 20th-century, don't you think?) Perhaps we can work out something beneficial to both of us.
==Text==
 ZWICKER AND ASSOCIATES
 800 FEDERAL STREET 
 ANDOVER, MA 01810-1098

 Account # 3''[--redacted--]''1005

To Whom It May Concern,

We have recently resolved [[Josh|a very difficult situation]] that began several years ago, and are now ready to try and address this debt. Our means remain very limited, but should improve over time.

Can you offer a reduced amount as a lump-sum payout to settle my debt to American Express, and what would that amount be? Alternatively, what monthly payment schedule would you accept as a plan to pay off this debt?

Please feel free to write me (email is best) to discuss these matters further. I also authorize you to discuss any of my personal information with Nick Staddon, who lives with me at this address.

Thank you, 


Sandy Hall